Health Cash Plan for Business - support after it happens

Money back towards routine optical appointments like sight tests, spectacles, lenses, contact lenses or laser eye surgery.

For level 1 ONLY there is the option of either choosing an optical voucher or the cash benefit – please see the Policy Terms & Conditions for further details.

Money back towards routine dental appointments like dental check-ups, hygienist’s fees, treatment and dentures.

Combined benefit including physiotherapy, osteopathy, chiropractic treatment, homeopathy, reflexology and acupuncture carried out by a qualified practitioner that we recognise.

Includes consultation, assessment and treatment carried out by a qualified practitioner that we recognise.

Cash amount for each night (up to 30 nights per year) following an in-patient stay in hospital.
No hospital related claim will be paid during the first two years of this policy in respect of any health condition, or related health condition, which existed or was being investigated before cover commenced.

If an insured adult was age 75 or over at the start date of the policy then the above benefits are only payable at half the stated amounts.

Cash amount for each day (up to six days per year) following admission to hospital as a day case patient.

If an insured adult was age 75 or over at the start date of the policy then the above benefits are only payable at half the stated amounts.

Single payment for each child that you or your partner give birth to or adopt.

Money back towards the cost of NHS prescriptions and flu vaccinations.

Pay-out as a result of an accidental bodily injury.

If an insured adult was age 75 or over at the start date of the policy then the above benefits are only payable at half the stated amounts.

24/7, 365 days a year helpline, providing counselling, medical and legal advice.

A version of this product that includes an Employee Assistance Programme (EAP) is available on request.

No, we don’t require a medical and we don’t have an upper age limit. We believe in great healthcare for everyone, so we don’t put unnecessary restrictions on your employees; they simply have to be UK residents whilst insured under this policy.

It really depends on your budget. We don't offer advice but we do have a range of cover levels to choose from. Contact us to find out more about the different levels, and the varying amounts your employees would be eligible to claim annually.

Our plan provides immediate cover and benefits for employees as soon as the policy starts, as stipulated on the policy schedule. The only exceptions are maternity payments where you must have been a policyholder for over ten months to make a claim, and hospital-in-patients benefits which will not be paid during the first two years in respect of any health condition or related health condition, which existed or was being investigated, before cover commenced.

Our health cash plans are administered by BHSF, one of the market leading cash plan providers who already work with over 3,000 employers nationwide. To find out more about them visit: www.bhsf.co.uk/company

No - this can be done by your employee. Once you’ve set up your plan, we send a welcome pack to your employees so they know their level of cover and benefits, it also explains how they can make a claim. BHSF process the claims and pay the money back directly into your employee’s bank account, usually within a few days. The only thing you need do is let us know is if you want a new employee added or if an employee leaves the company.

Yes absolutely. You will be allocated a dedicated account manager who can come to your place of work to give you a presentation, quote and help to develop a business case on how Benenden Health could help reduce absenteeism and save your business money – which you can use to present to your management team and staff. Please contact us to arrange your visit.

At Benenden Health, we've been caring for employees' health for over 115 years. We're a friendly mutual society, run by and set up for the benefit of our members. You can read more about our history and what we believe in.